4 notes February 22, 2012 Congratulations! Your Credit is the Best! No, You Can't Have A Loan. Bank:I see that you'd like to extend your home equity line of credit (loan)? Us:Yes, we took some money out of an IRA last year ....to pay off some debt. Bank:I see. Do you own both vehicles? The titles are free and clear? Us:Yes. Bank:Your FICA score is excellent. There are few people who have such a high rating. Us:Thank You. We were happy to pay off all those old debts. Bank:Unfortuately, we won't be able to extend your line of credit right now. The value of your home is simply insufficient. Us:So the lesson here is: We should have stayed in debt? We try to do ourselves a solid, and pay off debts... and we're being punished? We have excellent credit, two cars for collateral a job making almost six figures.... and it's still to risky? WHAT.THE.FUCK. Filed under The US Economy REVEALED!